Privacy Policy

This Privacy Policy explains how OptionsHub ("we," "us," or "our") collects, uses, shares, and protects information when you use the OptionsHub website, dashboard, and related applications (the "Service"). It should be read together with our Terms of Service. The Service is offered exclusively to residents of Myanmar.

1. Information We Collect

Account information

Your email address and authentication identifiers, collected and managed through our authentication provider when you sign up or sign in.

Trade & portfolio data

Information you enter or import into your trade journal — tickers, strategy type, strikes, premiums, quantities, dates, notes, and profit/loss figures. This data is yours; we store it to power your dashboard, analytics, and AI Outputs.

Subscription & billing data

Your subscription tier, billing interval, and payment-processor customer/subscription identifiers. Payment card details are collected and processed directly by our payment processor — we do not receive or store your full card number.

Usage data

Technical information such as browser type, device information, log data, and general usage patterns within the Service, together with data held in your browser's local storage to remember preferences (e.g., pending terms acceptance, theme).

AI & market-data queries

When you use AI-powered features (such as Insights or Discovery), relevant trade or market data is sent to our AI inference provider to generate a response. Ticker lookups you make are sent to our market-data provider to retrieve a quote.

2. How We Use Information

• To provide, operate, and maintain the Service, including your dashboard, journal, and analytics;
• To generate AI Outputs and market data displays you request;
• To process subscription payments and enforce tier and usage limits;
• To communicate with you about your account, transactional matters, or changes to the Service or this Policy;
• To detect, investigate, and prevent fraud, abuse, or security incidents; and
• To comply with our legal and tax record-keeping obligations.

We do not sell your personal information.

3. How We Share Information

We share information only with service providers who help us build and operate the Service, under confidentiality obligations:

• KHIA AI — our third-party software developer and technical maintenance provider, which may have access to underlying systems for development, hosting configuration, and support purposes.
• Our cloud/database provider — authentication, database hosting, and file storage for your account and trade data.
• Our payment processor — payment processing and subscription billing.
• Our market-data provider — market data quotes for tickers you look up.
• Our AI inference provider — used to generate Insights, Discovery, and related AI Outputs.

We may also disclose information if required by law or legal process, to protect the rights, property, or safety of us, our users, or others, or in connection with a merger, acquisition, or sale of assets (subject to this Policy continuing to apply to your information).

4. Where Your Data Is Processed

While the Service is offered only to residents of Myanmar, some of our service providers operate infrastructure outside Myanmar (for example, cloud hosting, payment processing, and AI inference may run on servers in other countries). By using the Service, you consent to this transfer, storage, and processing outside Myanmar for the purposes described above.

5. Data Retention

We retain your account and trade data for as long as your account remains active. If you delete your account from Settings, your trades, AI cache, account settings, and profile are permanently deleted from our systems, and your authentication record is removed. We may retain limited billing records where required for tax, accounting, or legal purposes even after account deletion.

6. Your Rights & Choices

• Access & export — export your full trade history as a CSV file at any time from Settings → Data management.
• Deletion — permanently delete your account and all associated data from Settings → Danger Zone. This action is irreversible.
• Correction — update your trade data and account details directly within the Service at any time.

7. Cookies & Local Storage

We use essential cookies and browser local storage to keep you signed in, remember your preferences, and track pending actions such as a terms acceptance started before an OAuth redirect. We do not currently use third-party advertising trackers.

8. Security

We use industry-standard safeguards to protect your information, including encryption in transit and row-level security in our database that isolates each user's records from every other user. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

9. Children's Privacy

The Service is not directed to, and is not intended for use by, anyone under 18 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us so we can delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be reflected by a new "Last updated" date, and where appropriate, we will provide additional notice within the Service.

Contact

For privacy questions or to exercise your rights, contact us through the feedback channel in the app.